Net Worth Update 3 - March 2026
The new year blues have finally started to wane for me and I'm starting to get back to normal mentally. February was a good month for the finances with merit increases taking effect, bonuses being paid out, and starting automatic direct deposits to my brokerage. I also did my taxes which ended up being about a wash owing about $100 overall.
From an earnings perspective, I was able to bolster my cash on hand with my bonus payout and also directed $4.8k into my brokerage account. February was a wash for the stock market so increases to both my brokerage and 401k were driven entirely by my contributions. Bitcoin continued its slide downward dropping my HSA account significantly. The Bitcoin gods giveth, and the the Bitcoin gods taketh. When I invested in it, I knew exactly the highs and lows that would come with it.
| Date | Cash | 401K | Brokerage | HSA | Car | Sum | Credit Card | Car | Sum | Net Worth | Monthly Spend |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 3/1/2026 | $45,819 | $282,125 | $5,856 | $55,903 | $34,000 | $417,846 | $1,511 | $26,355 | $27,866 | $389,980 | |
| 2/1/2026 | $28,137 | $279,668 | $1,105 | $66,293 | $33,400 | $407,498 | $334 | $27,011 | $27,345 | $380,152 | $8,386 |
| 1/1/2026 | $34,837 | $266,807 | $1,062 | $75,287 | $33,000 | $409,932 | $4,432 | $28,287 | $32,719 | $377,213 | $8,761 |
My spending dropped month over month, down about $400 even with gifting $550 to a family member. I also attended my city's most popular event of the year which was also pricey, but worth the good time that was had. In March, I have my car insurance due which will be $683 so I'll be lessening my car payment to offset that spend.
On a personal note, I'll have family in town later in March and to start April so looking forward to that. As part of the April visit, that'll be a golf staycation for me which I know will be pricey but a great time. I'm also down 8lbs this year, but recently had a few bad weeks of eating and drinking and the bloat has crept back. Really need to lock back in and see if I can shed the last 5lbs I want to lose.
A bit of a boring update, but boring is good. Until next month...